{"id":23632,"date":"2025-08-22T10:34:22","date_gmt":"2025-08-22T14:34:22","guid":{"rendered":"https:\/\/factorit.com\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/"},"modified":"2025-09-29T12:11:18","modified_gmt":"2025-09-29T15:11:18","slug":"ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge","status":"publish","type":"post","link":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/","title":{"rendered":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"23632\" class=\"elementor elementor-23632 elementor-23034\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3485f34 e-con-full e-flex e-con e-parent\" data-id=\"3485f34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1030121 e-con-full e-flex e-con e-child\" data-id=\"1030121\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-35cc468 e-con-full e-flex e-con e-child\" data-id=\"35cc468\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b609a5 e-con-full e-flex e-con e-child\" data-id=\"0b609a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_effects_offset&quot;:100,&quot;sticky_on&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-3232421 e-con-full e-flex e-con e-child\" data-id=\"3232421\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80ef297 elementor-widget elementor-widget-theme-site-logo elementor-widget-image\" data-id=\"80ef297\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-site-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/\">\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"265\" height=\"207\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2024\/07\/Logo.png\" class=\"attachment-full size-full wp-image-20264\" alt=\"\" \/>\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afd0723 e-con-full e-flex e-con e-child\" data-id=\"afd0723\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1257d07 elementor-nav-menu__align-center elementor-nav-menu--dropdown-mobile elementor-widget-laptop__width-inherit elementor-widget-tablet_extra__width-inherit elementor-widget__width-inherit elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"1257d07\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-angle-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;layout&quot;:&quot;horizontal&quot;,&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Men\u00fa\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-1257d07\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21928\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-21922\"><a href=\"https:\/\/factorit.com\/en\/strategic-consulting\/\" class=\"elementor-sub-item\">Strategic Consulting<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21903\"><a href=\"https:\/\/factorit.com\/en\/data-protection-act\/\" class=\"elementor-sub-item\">Data Protection Act<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21923\"><a href=\"https:\/\/factorit.com\/en\/support-and-continuity\/\" class=\"elementor-sub-item\">Support and Continuity<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21905\"><a href=\"https:\/\/factorit.com\/en\/digital-transformation-and-development\/\" class=\"elementor-sub-item\">Digital Transformation and Development<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21902\"><a href=\"https:\/\/factorit.com\/en\/data-analytics\/\" class=\"elementor-sub-item\">Data &amp; Analytics<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21929\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\">Industries<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21924\"><a href=\"https:\/\/factorit.com\/en\/telecommunications\/\" class=\"elementor-sub-item\">Telecommunications<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21907\"><a href=\"https:\/\/factorit.com\/en\/financial-services\/\" class=\"elementor-sub-item\">Financial Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21920\"><a href=\"https:\/\/factorit.com\/en\/retail\/\" class=\"elementor-sub-item\">Retail<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21918\"><a href=\"https:\/\/factorit.com\/en\/natural-resources\/\" class=\"elementor-sub-item\">Natural Resources<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21916\"><a href=\"https:\/\/factorit.com\/en\/logistics\/\" class=\"elementor-sub-item\">Logistics<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21909\"><a href=\"https:\/\/factorit.com\/en\/government\/\" class=\"elementor-sub-item\">Government<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21906\"><a href=\"https:\/\/factorit.com\/en\/education\/\" class=\"elementor-sub-item\">Education<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21901\"><a href=\"https:\/\/factorit.com\/en\/cpg-consumer-packaged-goods\/\" class=\"elementor-sub-item\">CPG (Consumer Packaged Goods)<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-24610\"><a href=\"https:\/\/factorit.com\/en\/use-cases\/\" class=\"elementor-item\">Use Cases<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24611\"><a href=\"https:\/\/factorit.com\/en\/audio-analytics-for-operational-improvement\/\" class=\"elementor-sub-item\">Audio Analytics for Operational Improvement<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24612\"><a href=\"https:\/\/factorit.com\/en\/routing-optimization-and-intelligent-tracking\/\" class=\"elementor-sub-item\">Routing Optimization and Intelligent Tracking<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24613\"><a href=\"https:\/\/factorit.com\/en\/virtual-coaching-tool-for-agents\/\" class=\"elementor-sub-item\">Virtual Coaching Tool for Agents<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-21913\"><a href=\"https:\/\/factorit.com\/en\/insights\/\" class=\"elementor-item\">Insights<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21930\"><a href=\"#\" class=\"elementor-sub-item elementor-item-anchor\">Tendencies<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-22538\"><a href=\"https:\/\/factorit.com\/en\/responsible-ia-ethics-and-privacy-by-design\/\" class=\"elementor-sub-item\">Responsible IA: Ethics and Privacy by Design<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21911\"><a href=\"https:\/\/factorit.com\/en\/how-intelligent-monitoring-is-revolutionizing-the-customer-experience-in-retail-and-banking\/\" class=\"elementor-sub-item\">How Intelligent Monitoring is Revolutionizing the Customer Experience in Retail and Banking<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21917\"><a href=\"https:\/\/factorit.com\/en\/microservices-and-artificial-intelligence-revolutionizing-e-commerce-and-beyond\/\" class=\"elementor-sub-item\">Microservices and Artificial Intelligence: Revolutionizing E-Commerce and Beyond<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21915\"><a href=\"https:\/\/factorit.com\/en\/legacy-application-modernization-key-to-agility-and-scalability-in-digital-transformation\/\" class=\"elementor-sub-item\">Legacy Application Modernization: Key to Agility and Scalability in Digital Transformation<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21919\"><a href=\"https:\/\/factorit.com\/en\/qa-automation-in-digital-transformation-ensuring-quality-in-agile-development\/\" class=\"elementor-sub-item\">QA Automation in Digital Transformation: Ensuring Quality in Agile Development<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21904\"><a href=\"https:\/\/factorit.com\/en\/digital-experience-and-ux-ui-design-creating-connections-that-drive-user-loyalty\/\" class=\"elementor-sub-item\">Digital Experience and UX\/UI Design: Creating Connections that Drive User Loyalty<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21931\"><a href=\"#\" class=\"elementor-sub-item elementor-item-anchor\">Events<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21908\"><a href=\"https:\/\/factorit.com\/en\/fourth-cybersecurity-championship\/\" class=\"elementor-sub-item\">Fourth Cybersecurity Championship<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21910\"><a href=\"https:\/\/factorit.com\/en\/great-conversations-in-an-experience-with-good-friends\/\" class=\"elementor-sub-item\">Great conversations in an experience with good friends<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-23968\"><a href=\"https:\/\/factorit.com\/en\/blog\/\" class=\"elementor-sub-item\">Blog<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21927\"><a href=\"https:\/\/factorit.com\/en\/who-we-are\/\" class=\"elementor-item\">Who we are<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21914\"><a href=\"https:\/\/factorit.com\/en\/join-the-team\/\" class=\"elementor-item\">Join the team<\/a><\/li>\n<li class=\"menu-item wpml-ls-slot-135 wpml-ls-item wpml-ls-item-en wpml-ls-current-language wpml-ls-menu-item wpml-ls-last-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-has-children menu-item-wpml-ls-135-en\"><a href=\"https:\/\/factorit.com\/en\/\" aria-current=\"page\" aria-expanded=\"false\" aria-controls=\"wpml-ls-submenu-wpml-ls-135-en\" class=\"elementor-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/factorit.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/en.svg\"\n            alt=\"English\"\n            loading=\"lazy\"\n            width=25\n            height=25\n    \/><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item wpml-ls-slot-135 wpml-ls-item wpml-ls-item-es wpml-ls-menu-item wpml-ls-first-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-135-es\"><a href=\"https:\/\/factorit.com\/\" title=\"Switch to Spanish\" aria-label=\"Switch to Spanish\" class=\"elementor-sub-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/factorit.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/es.svg\"\n            alt=\"Spanish\"\n            loading=\"lazy\"\n            width=25\n            height=25\n    \/><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z\"><\/path><\/svg><svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z\"><\/path><\/svg>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-1257d07\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21928\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-21922\"><a href=\"https:\/\/factorit.com\/en\/strategic-consulting\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Strategic Consulting<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21903\"><a href=\"https:\/\/factorit.com\/en\/data-protection-act\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Data Protection Act<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21923\"><a href=\"https:\/\/factorit.com\/en\/support-and-continuity\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Support and Continuity<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21905\"><a href=\"https:\/\/factorit.com\/en\/digital-transformation-and-development\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Digital Transformation and Development<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21902\"><a href=\"https:\/\/factorit.com\/en\/data-analytics\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Data &amp; Analytics<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21929\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Industries<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21924\"><a href=\"https:\/\/factorit.com\/en\/telecommunications\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Telecommunications<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21907\"><a href=\"https:\/\/factorit.com\/en\/financial-services\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Financial Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21920\"><a href=\"https:\/\/factorit.com\/en\/retail\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Retail<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21918\"><a href=\"https:\/\/factorit.com\/en\/natural-resources\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Natural Resources<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21916\"><a href=\"https:\/\/factorit.com\/en\/logistics\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Logistics<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21909\"><a href=\"https:\/\/factorit.com\/en\/government\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Government<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21906\"><a href=\"https:\/\/factorit.com\/en\/education\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Education<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21901\"><a href=\"https:\/\/factorit.com\/en\/cpg-consumer-packaged-goods\/\" class=\"elementor-sub-item\" tabindex=\"-1\">CPG (Consumer Packaged Goods)<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-24610\"><a href=\"https:\/\/factorit.com\/en\/use-cases\/\" class=\"elementor-item\" tabindex=\"-1\">Use Cases<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24611\"><a href=\"https:\/\/factorit.com\/en\/audio-analytics-for-operational-improvement\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Audio Analytics for Operational Improvement<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24612\"><a href=\"https:\/\/factorit.com\/en\/routing-optimization-and-intelligent-tracking\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Routing Optimization and Intelligent Tracking<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24613\"><a href=\"https:\/\/factorit.com\/en\/virtual-coaching-tool-for-agents\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Virtual Coaching Tool for Agents<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-21913\"><a href=\"https:\/\/factorit.com\/en\/insights\/\" class=\"elementor-item\" tabindex=\"-1\">Insights<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21930\"><a href=\"#\" class=\"elementor-sub-item elementor-item-anchor\" tabindex=\"-1\">Tendencies<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-22538\"><a href=\"https:\/\/factorit.com\/en\/responsible-ia-ethics-and-privacy-by-design\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Responsible IA: Ethics and Privacy by Design<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21911\"><a href=\"https:\/\/factorit.com\/en\/how-intelligent-monitoring-is-revolutionizing-the-customer-experience-in-retail-and-banking\/\" class=\"elementor-sub-item\" tabindex=\"-1\">How Intelligent Monitoring is Revolutionizing the Customer Experience in Retail and Banking<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21917\"><a href=\"https:\/\/factorit.com\/en\/microservices-and-artificial-intelligence-revolutionizing-e-commerce-and-beyond\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Microservices and Artificial Intelligence: Revolutionizing E-Commerce and Beyond<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21915\"><a href=\"https:\/\/factorit.com\/en\/legacy-application-modernization-key-to-agility-and-scalability-in-digital-transformation\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Legacy Application Modernization: Key to Agility and Scalability in Digital Transformation<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21919\"><a href=\"https:\/\/factorit.com\/en\/qa-automation-in-digital-transformation-ensuring-quality-in-agile-development\/\" class=\"elementor-sub-item\" tabindex=\"-1\">QA Automation in Digital Transformation: Ensuring Quality in Agile Development<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21904\"><a href=\"https:\/\/factorit.com\/en\/digital-experience-and-ux-ui-design-creating-connections-that-drive-user-loyalty\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Digital Experience and UX\/UI Design: Creating Connections that Drive User Loyalty<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21931\"><a href=\"#\" class=\"elementor-sub-item elementor-item-anchor\" tabindex=\"-1\">Events<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21908\"><a href=\"https:\/\/factorit.com\/en\/fourth-cybersecurity-championship\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Fourth Cybersecurity Championship<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21910\"><a href=\"https:\/\/factorit.com\/en\/great-conversations-in-an-experience-with-good-friends\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Great conversations in an experience with good friends<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-23968\"><a href=\"https:\/\/factorit.com\/en\/blog\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Blog<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21927\"><a href=\"https:\/\/factorit.com\/en\/who-we-are\/\" class=\"elementor-item\" tabindex=\"-1\">Who we are<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-21914\"><a href=\"https:\/\/factorit.com\/en\/join-the-team\/\" class=\"elementor-item\" tabindex=\"-1\">Join the team<\/a><\/li>\n<li class=\"menu-item wpml-ls-slot-135 wpml-ls-item wpml-ls-item-en wpml-ls-current-language wpml-ls-menu-item wpml-ls-last-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-has-children menu-item-wpml-ls-135-en\"><a href=\"https:\/\/factorit.com\/en\/\" aria-current=\"page\" aria-expanded=\"false\" aria-controls=\"wpml-ls-submenu-wpml-ls-135-en\" class=\"elementor-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/factorit.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/en.svg\"\n            alt=\"English\"\n            loading=\"lazy\"\n            width=25\n            height=25\n    \/><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item wpml-ls-slot-135 wpml-ls-item wpml-ls-item-es wpml-ls-menu-item wpml-ls-first-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-135-es\"><a href=\"https:\/\/factorit.com\/\" title=\"Switch to Spanish\" aria-label=\"Switch to Spanish\" class=\"elementor-sub-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/factorit.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/es.svg\"\n            alt=\"Spanish\"\n            loading=\"lazy\"\n            width=25\n            height=25\n    \/><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a0023b e-flex e-con-boxed e-con e-parent\" data-id=\"2a0023b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-258c322 e-con-full e-flex e-con e-child\" data-id=\"258c322\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-160a68e e-con-full e-flex e-con e-child\" data-id=\"160a68e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-176f708 e-con-full e-flex e-con e-child\" data-id=\"176f708\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26f713b elementor-widget elementor-widget-heading\" data-id=\"26f713b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Explore:<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e03125e elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"e03125e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-3d4d16f\" href=\"https:\/\/web.facebook.com\/FactorITLatam\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook-f<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-b9433ea\" href=\"https:\/\/www.instagram.com\/factorit.latam\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-82a6cda\" href=\"http:\/\/www.linkedin.com\/company\/factorit\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0faad5b e-con-full e-flex e-con e-child\" data-id=\"0faad5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-395ffdc elementor-widget elementor-widget-image-box\" data-id=\"395ffdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">  What is holding back AI adoption?<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f545d1c elementor-widget elementor-widget-image-box\" data-id=\"f545d1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\"><u>La banca<\/u> en Am\u00e9rica Latina vive una transformaci\u00f3n digital acelerada: el 87% de las instituciones aument\u00f3 su inversi\u00f3n tecnol\u00f3gica en 2024 y casi la mitad planea seguir haci\u00e9ndolo en 2025 (fuente: Bloomberg L\u00ednea, con base en el Estudio Latinoamericano de Banca Digital 2025 de Infocorp, Uruguay). Sin embargo, este esfuerzo no se traduce todav\u00eda en una adopci\u00f3n masiva de inteligencia artificial (IA). A pesar de que 8 de cada 10 directivos bancarios consideran la IA como estrat\u00e9gica, solo el 35% de los bancos la implementa realmente. La paradoja es clara: la digitalizaci\u00f3n avanza, pero la IA sigue frenada por barreras que van m\u00e1s all\u00e1 de lo t\u00e9cnico.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ac9ab1 elementor-widget elementor-widget-image-box\" data-id=\"9ac9ab1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">La banca digital ya es realidad<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4512229 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4512229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El estudio de Infocorp (Uruguay) revela que la digitalizaci\u00f3n de servicios financieros en la regi\u00f3n est\u00e1 consolidada:<\/p><ul><li><strong>82%<\/strong> de los bancos permite abrir una cuenta completamente en l\u00ednea.<\/li><li><strong>68%<\/strong> ofrece pr\u00e9stamos de consumo digitales.<\/li><li><strong>56%<\/strong> facilita la solicitud de tarjetas de cr\u00e9dito y d\u00e9bito en canales online.<\/li><li><strong>38%<\/strong> incluso permite contratar seguros sin necesidad de acudir a una sucursal.<\/li><\/ul><p>Adem\u00e1s, el <strong>58% reporta crecimiento en clientes digitales<\/strong>, confirmando que el canal f\u00edsico ya no es el \u00fanico frente de batalla.<\/p><p>La colaboraci\u00f3n con fintechs tambi\u00e9n es clave: <strong>85% de los bancos trabaja con ellas<\/strong> para innovar servicios, aunque un <strong>12% mantiene resistencia<\/strong> y prefiere estructuras tradicionales. Aqu\u00ed se revela una tensi\u00f3n central: quienes apuestan por ecosistemas abiertos avanzan m\u00e1s r\u00e1pido, mientras otros se mantienen atados a modelos cerrados y menos competitivos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dba79a8 elementor-widget elementor-widget-image-box\" data-id=\"dba79a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\"> \u00bfQu\u00e9 frena la adopci\u00f3n de la IA?<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c78cd elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"54c78cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>While enthusiasm is high-80% of executives see AI and machine learning as strategic tools to differentiate themselves-actual adoption is limited.<\/p><p>The main barriers identified are:<\/p><ul><li><strong>Organizational culture (28%)<\/strong>: internal resistance to change, silos and lack of digital mindset.<\/li><li><strong>Technological infrastructure (23%)<\/strong>: legacy systems that make it difficult to integrate advanced analytics.<\/li><li><strong>Budget (20%)<\/strong>: investments prioritized in channels and security before AI.<\/li><li><strong>Regulation (45%)<\/strong>: evolving legal frameworks, especially in open banking and data use.<\/li><li><strong>Shortage of specialized talent<\/strong>: lack of data science and MLOps profiles in the region.<\/li><\/ul><p>In contrast, regions such as the US, Europe and Asia show much wider deployment. China and Singapore, for example, already integrate AI into real-time credit scoring, proactive fraud detection and personalized financial advice. <\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afb2c7f elementor-widget elementor-widget-image-box\" data-id=\"afb2c7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Use cases already in operation<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-917e804 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"917e804\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Despite the barriers, there are areas where AI is already making an impact in Latin America:<\/p><ul><li><strong>Fraud detection<\/strong>: analysis of large volumes of data to identify anomalous operations. Represents about 25% of the current impact of AI in banking. <\/li><li><strong>Personalization<\/strong>: offers adjusted to the customer&#8217;s profile, increasing engagement and cross-selling.<\/li><li><strong>Alternative credit scoring<\/strong>: algorithms that consider non-traditional variables (cell phone usage, service payment history), favoring financial inclusion.<\/li><li><strong>Integrated ecosystems<\/strong>: unified experiences that allow you to manage accounts, payments and investments from a single digital environment.<\/li><\/ul><p>Fintechs in Mexico and Colombia already use generative AI to design microfinance models, while banks in Brazil have led with investments of more than 60% in AI, analytics and big data (source: Fintech Mexico, Dock Tech).<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2df856 elementor-widget elementor-widget-image-box\" data-id=\"d2df856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Open ecosystems and banking of the future<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d3c71c elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6d3c71c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Infocorp (Uruguay) study also highlights the exploration of <strong>Banking as a Service (BaaS)<\/strong>, where <strong>39% of banks in the region are already developing initiatives<\/strong>. This is complemented by 27% that seek to generate new alliances with fintechs to expand their digital portfolio. <\/p><p>Open banking, however, is proceeding cautiously. Most banks remain in early or intermediate stages, with &#8220;operational and strategic uncertainty&#8221; about how to capture value. Both regulation and lack of clarity on collaborative business models weigh in.  <\/p><p>Going forward, the key will be the <strong>complete, 100% digital mobile experience<\/strong>. As Ana In\u00e9s Echavarren, CEO of Infocorp (Uruguay), points out, the banks that manage to offer that superior experience will be the ones that win the battle for the customer. <\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dd0996 elementor-widget elementor-widget-image-box\" data-id=\"8dd0996\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">The market towards 2030: a billion-dollar opportunity<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f3acf6 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2f3acf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Projections point to accelerated growth: the <strong>financial AI<\/strong> market <strong>in Latin America will grow from US$1.5 billion in 2023 to more than US$13 billion in 2032<\/strong>, at an annual rate of more than 26% (source: Statista, IDB, Fintech Americas).<\/p><p>This implies that AI is not a nice-to-have, but the driver of the next competitive leap in digital banking: automation, hyper-personalization, embedded finance and real-time analytics.<\/p><p><\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f1e6ae elementor-widget elementor-widget-image-box\" data-id=\"5f1e6ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Closing<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f2d1b3 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2f2d1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Digitalization is no longer optional and AI will be the true differentiator in Latin American banking. But the central challenge is not in the technology, but in <strong>overcoming cultural barriers, aligning regulatory frameworks and training specialized talent<\/strong>. <\/p><p>The learning is clear for any organization in digital transformation: <strong>without culture and agility, there is no technology that scales<\/strong>. From FactorIT we have seen that AI projects are not won in the cloud or in the core, but in the ability to integrate data, processes and people under a common strategic vision. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60a8cee elementor-widget elementor-widget-image-box\" data-id=\"60a8cee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Integrated sources<\/h4><p class=\"elementor-image-box-description\">Bloomberg L\u00ednea (July 2025), based on Latin American Digital Banking Study 2025 by Infocorp (Uruguay); Statista; IDB; Fintech Americas; Fintech Mexico; Dock Tech.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-428d81e e-con-full e-flex e-con e-child\" data-id=\"428d81e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4197be elementor-widget elementor-widget-heading\" data-id=\"f4197be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Explore:<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9ca588 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"b9ca588\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-3d4d16f\" href=\"https:\/\/web.facebook.com\/FactorITLatam\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook-f<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-b9433ea\" href=\"https:\/\/www.instagram.com\/factorit.latam\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-82a6cda\" href=\"http:\/\/www.linkedin.com\/company\/factorit\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65eadcd e-con-full e-flex e-con e-child\" data-id=\"65eadcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02fd949 e-con-full e-flex e-con e-child\" data-id=\"02fd949\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8faf9f5 elementor-widget elementor-widget-heading\" data-id=\"8faf9f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">More Articles:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf16868 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"cf16868\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-24051 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/november-28-2025-are-your-systems-ready-for-a-glitch-free-black-friday-how-observability-can-save-millions-in-latam\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/1-compras_Mesa-de-trabajo-1_compressed.jpg\" class=\"attachment-full size-full wp-image-24062\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/1-compras_Mesa-de-trabajo-1_compressed.jpg 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/1-compras_Mesa-de-trabajo-1_compressed-300x85.jpg 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/1-compras_Mesa-de-trabajo-1_compressed-1024x289.jpg 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/1-compras_Mesa-de-trabajo-1_compressed-768x217.jpg 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/november-28-2025-are-your-systems-ready-for-a-glitch-free-black-friday-how-observability-can-save-millions-in-latam\/\" >\n\t\t\t\tNovember 28, 2025: Are your systems ready for a glitch-free Black Friday? How observability can save millions in LATAM\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin November 28, 2025: Are your systems ready for a glitch-free Black Friday? How observability can save millions in LATAM The countdown has begun On **November 28, 2025**, millions of Latin American consumers will once again<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/november-28-2025-are-your-systems-ready-for-a-glitch-free-black-friday-how-observability-can-save-millions-in-latam\/\" aria-label=\"Read more about November 28, 2025: Are your systems ready for a glitch-free Black Friday? How observability can save millions in LATAM\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-24093 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/eipd-in-chile-a-brake-or-an-accelerator-of-innovation-this-is-how-companies-are-preparing-for-2026\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/5-Eipd_Mesa-de-trabajo-1_compressed.jpg\" class=\"attachment-full size-full wp-image-24070\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/5-Eipd_Mesa-de-trabajo-1_compressed.jpg 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/5-Eipd_Mesa-de-trabajo-1_compressed-300x85.jpg 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/5-Eipd_Mesa-de-trabajo-1_compressed-1024x289.jpg 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/5-Eipd_Mesa-de-trabajo-1_compressed-768x217.jpg 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/eipd-in-chile-a-brake-or-an-accelerator-of-innovation-this-is-how-companies-are-preparing-for-2026\/\" >\n\t\t\t\tEIPD in Chile: a brake or an accelerator of innovation? This is how companies are preparing for 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin What is already being done (and works) El 1 de diciembre de 2026 marcar\u00e1 un momento decisivo para las empresas chilenas: entrar\u00e1 en plena vigencia la Ley 21.719 de Protecci\u00f3n de Datos Personales (LPDP). Falta<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/eipd-in-chile-a-brake-or-an-accelerator-of-innovation-this-is-how-companies-are-preparing-for-2026\/\" aria-label=\"Read more about EIPD in Chile: a brake or an accelerator of innovation? This is how companies are preparing for 2026\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-24086 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/the-domino-effect-of-december-2026-chile-faces-new-data-protection-standard\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/4-Domino_Mesa-de-trabajo-1_compressed.jpg\" class=\"attachment-full size-full wp-image-24068\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/4-Domino_Mesa-de-trabajo-1_compressed.jpg 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/4-Domino_Mesa-de-trabajo-1_compressed-300x85.jpg 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/4-Domino_Mesa-de-trabajo-1_compressed-1024x289.jpg 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/4-Domino_Mesa-de-trabajo-1_compressed-768x217.jpg 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/the-domino-effect-of-december-2026-chile-faces-new-data-protection-standard\/\" >\n\t\t\t\tThe domino effect of December 2026: Chile faces new data protection standard\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin The domino effect of December 2026: Chile faces new data protection standard December 1, 2026 will mark a decisive moment for Chilean companies: Law 21.719 on Personal Data Protection (LPDP) will come into full force<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/the-domino-effect-of-december-2026-chile-faces-new-data-protection-standard\/\" aria-label=\"Read more about The domino effect of December 2026: Chile faces new data protection standard\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-24079 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/the-panic-algorithm-how-alert-fatigue-threatens-technology-resilience-in-latam\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/3-Problemas_Mesa-de-trabajo-1_compressed.jpg\" class=\"attachment-full size-full wp-image-24066\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/3-Problemas_Mesa-de-trabajo-1_compressed.jpg 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/3-Problemas_Mesa-de-trabajo-1_compressed-300x85.jpg 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/3-Problemas_Mesa-de-trabajo-1_compressed-1024x289.jpg 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/3-Problemas_Mesa-de-trabajo-1_compressed-768x217.jpg 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/the-panic-algorithm-how-alert-fatigue-threatens-technology-resilience-in-latam\/\" >\n\t\t\t\tThe Panic Algorithm: How Alert Fatigue Threatens Technology Resilience in LATAM\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin The cost of looking the other way En los centros de operaciones de TI de la regi\u00f3n, hay un enemigo silencioso que crece cada d\u00eda: la fatiga por alertas. Lo que en ingl\u00e9s se conoce<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/the-panic-algorithm-how-alert-fatigue-threatens-technology-resilience-in-latam\/\" aria-label=\"Read more about The Panic Algorithm: How Alert Fatigue Threatens Technology Resilience in LATAM\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-24072 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/cloud-invoices-inflated-by-up-to-300-lack-of-observability-hits-companies-in-latam\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/2-nube_Mesa-de-trabajo-1_compressed.jpg\" class=\"attachment-full size-full wp-image-24064\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/2-nube_Mesa-de-trabajo-1_compressed.jpg 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/2-nube_Mesa-de-trabajo-1_compressed-300x85.jpg 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/2-nube_Mesa-de-trabajo-1_compressed-1024x289.jpg 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/09\/2-nube_Mesa-de-trabajo-1_compressed-768x217.jpg 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/cloud-invoices-inflated-by-up-to-300-lack-of-observability-hits-companies-in-latam\/\" >\n\t\t\t\tCloud invoices inflated by up to 300%: lack of observability hits companies in LATAM\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin Cloud invoices inflated by up to 300%: lack of observability hits companies in LATAM The cloud has established itself as the great promise of elasticity and efficiency for enterprises. But when the bill arrives, CFOs<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/cloud-invoices-inflated-by-up-to-300-lack-of-observability-hits-companies-in-latam\/\" aria-label=\"Read more about Cloud invoices inflated by up to 300%: lack of observability hits companies in LATAM\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-23624 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/automation-ai-and-data-the-new-technological-core-of-latin-american-retail-by-2026\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/126758-2.webp\" class=\"attachment-full size-full wp-image-24227\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/126758-2.webp 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/126758-2-300x85.webp 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/126758-2-1024x289.webp 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/126758-2-768x217.webp 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/automation-ai-and-data-the-new-technological-core-of-latin-american-retail-by-2026\/\" >\n\t\t\t\tAutomation, AI and data: the new technological core of Latin American retail by 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin Automation, AI and data: the new technological core of Latin American retail by 2026 Retail in Latin America is undergoing a profound digital transformation. The integration of artificial intelligence (AI), big data, automation and omnichannel<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/automation-ai-and-data-the-new-technological-core-of-latin-american-retail-by-2026\/\" aria-label=\"Read more about Automation, AI and data: the new technological core of Latin American retail by 2026\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-23626 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categoria\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/factorit.com\/en\/latin-american-retail-towards-2026-ai-automation-and-data-as-new-competitive-core\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"578\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/91893.webp\" class=\"attachment-full size-full wp-image-24229\" alt=\"\" srcset=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/91893.webp 2048w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/91893-300x85.webp 300w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/91893-1024x289.webp 1024w, https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/91893-768x217.webp 768w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/factorit.com\/en\/latin-american-retail-towards-2026-ai-automation-and-data-as-new-competitive-core\/\" >\n\t\t\t\tLatin American retail towards 2026: AI, automation and data as new competitive core\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Explore: Facebook-f Instagram Linkedin Latin American retail towards 2026: AI, automation and data as new competitive core Retail in Latin America is undergoing an accelerated transformation. The combination of automation, artificial intelligence (AI) and big data is redefining operations,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/factorit.com\/en\/latin-american-retail-towards-2026-ai-automation-and-data-as-new-competitive-core\/\" aria-label=\"Read more about Latin American retail towards 2026: AI, automation and data as new competitive core\" tabindex=\"-1\" >\n\t\t\tRead More \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-744bae6 e-con-full e-flex e-con e-child\" data-id=\"744bae6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-226fcb3 elementor-widget elementor-widget-heading\" data-id=\"226fcb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Send us a message<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1b4ed elementor-button-align-end elementor-widget elementor-widget-form\" data-id=\"3a1b4ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"23632\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"3a1b4ed\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"23632\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tFull Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Full Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone  \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Phone  \" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_1 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_1]\" id=\"form-field-field_1\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send to<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d856bde e-flex e-con-boxed e-con e-parent\" data-id=\"d856bde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56c29d7e elementor-widget elementor-widget-post-navigation\" data-id=\"56c29d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation\" role=\"navigation\" aria-label=\"Post Navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/itau-emps-generative-ai-and-data-at-the-service-of-entrepreneurs\/\" rel=\"prev\"><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-prev\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-left\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.7 239l136-136c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9L127.9 256l96.4 96.4c9.4 9.4 9.4 24.6 0 33.9L201.7 409c-9.4 9.4-24.6 9.4-33.9 0l-136-136c-9.5-9.4-9.5-24.6-.1-34z\"><\/path><\/svg><span class=\"elementor-screen-only\">Prev<\/span><\/span><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Previous<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-post-navigation__next elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/automation-ai-and-data-the-new-technological-core-of-latin-american-retail-by-2026\/\" rel=\"next\"><span class=\"elementor-post-navigation__link__next\"><span class=\"post-navigation__next--label\">Next<\/span><\/span><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-next\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><span class=\"elementor-screen-only\">Next<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<footer class=\"elementor-section elementor-top-section elementor-element elementor-element-54464121 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54464121\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7211299\" data-id=\"7211299\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ca6b7a9 elementor-widget elementor-widget-theme-site-logo elementor-widget-image\" data-id=\"6ca6b7a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-site-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/\">\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"265\" height=\"207\" src=\"https:\/\/factorit.com\/wp-content\/uploads\/2024\/07\/Logo.png\" class=\"attachment-full size-full wp-image-20264\" alt=\"\" \/>\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-477f3624 elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"477f3624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our mission is to drive innovation and growth for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e5535c5 elementor-shape-square elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"7e5535c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-3d4d16f\" href=\"https:\/\/web.facebook.com\/FactorITLatam\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook-f<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-b9433ea\" href=\"https:\/\/www.instagram.com\/factorit.latam\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-82a6cda\" href=\"http:\/\/www.linkedin.com\/company\/factorit\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-14ed2707\" data-id=\"14ed2707\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cf70361 elementor-widget elementor-widget-heading\" data-id=\"4cf70361\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f597c33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f597c33\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-16805ff8\" data-id=\"16805ff8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-195746d elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"195746d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/who-we-are\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Who we are<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/join-the-team\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Join the Team<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/factorit.com\/en\/contact-us-at\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Contact us at  <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e22e347\" data-id=\"e22e347\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-617c29eb elementor-widget elementor-widget-heading\" data-id=\"617c29eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Contact<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-45ea96d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45ea96d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6ee2d8a9\" data-id=\"6ee2d8a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e604543 elementor-widget elementor-widget-etherium_special_text\" data-id=\"2e604543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"etherium_special_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"special-text-wrapper\"><div class=\"special-text special-text-effect-fill\">\u00a0<span style=\"text-decoration: underline\"><strong>contacto@factorit.com<\/strong><\/span><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/footer>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Explore: Facebook-f Instagram Linkedin What is holding back AI adoption? La banca en Am\u00e9rica Latina vive una transformaci\u00f3n digital acelerada: el 87% de las instituciones aument\u00f3 su inversi\u00f3n tecnol\u00f3gica en 2024 y casi la mitad planea seguir haci\u00e9ndolo en 2025 (fuente: Bloomberg L\u00ednea, con base&#8230;<\/p>\n","protected":false},"author":1,"featured_media":24235,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT\" \/>\n<meta property=\"og:description\" content=\"Explore: Facebook-f Instagram Linkedin What is holding back AI adoption? La banca en Am\u00e9rica Latina vive una transformaci\u00f3n digital acelerada: el 87% de las instituciones aument\u00f3 su inversi\u00f3n tecnol\u00f3gica en 2024 y casi la mitad planea seguir haci\u00e9ndolo en 2025 (fuente: Bloomberg L\u00ednea, con base...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/\" \/>\n<meta property=\"og:site_name\" content=\"FactorIT\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-22T14:34:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-29T15:11:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"578\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Factor-IT\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Factor-IT\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/\"},\"author\":{\"name\":\"Factor-IT\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#\\\/schema\\\/person\\\/c0d1acc95e6a643274f9a18d5728ba18\"},\"headline\":\"AI and digitization in Latin American banking: advances, barriers and the cultural challenge\",\"datePublished\":\"2025-08-22T14:34:22+00:00\",\"dateModified\":\"2025-09-29T15:11:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/\"},\"wordCount\":873,\"publisher\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/2149369106.webp\",\"articleSection\":[\"Sin categor\u00eda\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/\",\"url\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/\",\"name\":\"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/2149369106.webp\",\"datePublished\":\"2025-08-22T14:34:22+00:00\",\"dateModified\":\"2025-09-29T15:11:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#primaryimage\",\"url\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/2149369106.webp\",\"contentUrl\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/2149369106.webp\",\"width\":2048,\"height\":578},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/factorit.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AI and digitization in Latin American banking: advances, barriers and the cultural challenge\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/factorit.com\\\/en\\\/\",\"name\":\"FactorIT\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/factorit.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#organization\",\"name\":\"FactorIT\",\"url\":\"https:\\\/\\\/factorit.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/Logo.png\",\"contentUrl\":\"https:\\\/\\\/factorit.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/Logo.png\",\"width\":265,\"height\":207,\"caption\":\"FactorIT\"},\"image\":{\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/factorit.com\\\/en\\\/#\\\/schema\\\/person\\\/c0d1acc95e6a643274f9a18d5728ba18\",\"name\":\"Factor-IT\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g\",\"caption\":\"Factor-IT\"},\"sameAs\":[\"https:\\\/\\\/factorit.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT","robots":{"index":"noindex","follow":"follow"},"og_locale":"en_US","og_type":"article","og_title":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT","og_description":"Explore: Facebook-f Instagram Linkedin What is holding back AI adoption? La banca en Am\u00e9rica Latina vive una transformaci\u00f3n digital acelerada: el 87% de las instituciones aument\u00f3 su inversi\u00f3n tecnol\u00f3gica en 2024 y casi la mitad planea seguir haci\u00e9ndolo en 2025 (fuente: Bloomberg L\u00ednea, con base...","og_url":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/","og_site_name":"FactorIT","article_published_time":"2025-08-22T14:34:22+00:00","article_modified_time":"2025-09-29T15:11:18+00:00","og_image":[{"width":2048,"height":578,"url":"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp","type":"image\/webp"}],"author":"Factor-IT","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Factor-IT","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#article","isPartOf":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/"},"author":{"name":"Factor-IT","@id":"https:\/\/factorit.com\/en\/#\/schema\/person\/c0d1acc95e6a643274f9a18d5728ba18"},"headline":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge","datePublished":"2025-08-22T14:34:22+00:00","dateModified":"2025-09-29T15:11:18+00:00","mainEntityOfPage":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/"},"wordCount":873,"publisher":{"@id":"https:\/\/factorit.com\/en\/#organization"},"image":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#primaryimage"},"thumbnailUrl":"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp","articleSection":["Sin categor\u00eda"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/","url":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/","name":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge - FactorIT","isPartOf":{"@id":"https:\/\/factorit.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#primaryimage"},"image":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#primaryimage"},"thumbnailUrl":"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp","datePublished":"2025-08-22T14:34:22+00:00","dateModified":"2025-09-29T15:11:18+00:00","breadcrumb":{"@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#primaryimage","url":"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp","contentUrl":"https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp","width":2048,"height":578},{"@type":"BreadcrumbList","@id":"https:\/\/factorit.com\/en\/ai-and-digitization-in-latin-american-banking-advances-barriers-and-the-cultural-challenge\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/factorit.com\/en\/"},{"@type":"ListItem","position":2,"name":"AI and digitization in Latin American banking: advances, barriers and the cultural challenge"}]},{"@type":"WebSite","@id":"https:\/\/factorit.com\/en\/#website","url":"https:\/\/factorit.com\/en\/","name":"FactorIT","description":"","publisher":{"@id":"https:\/\/factorit.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/factorit.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/factorit.com\/en\/#organization","name":"FactorIT","url":"https:\/\/factorit.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/factorit.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/factorit.com\/wp-content\/uploads\/2024\/07\/Logo.png","contentUrl":"https:\/\/factorit.com\/wp-content\/uploads\/2024\/07\/Logo.png","width":265,"height":207,"caption":"FactorIT"},"image":{"@id":"https:\/\/factorit.com\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/factorit.com\/en\/#\/schema\/person\/c0d1acc95e6a643274f9a18d5728ba18","name":"Factor-IT","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/311f11428828445366bf4c316e6c8271ef532ec6d461fb20d20e019032c8e75c?s=96&d=mm&r=g","caption":"Factor-IT"},"sameAs":["https:\/\/factorit.com"]}]}},"rttpg_featured_image_url":{"full":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp",2048,578,false],"landscape":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp",2048,578,false],"portraits":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106.webp",2048,578,false],"thumbnail":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-150x150.webp",150,150,true],"medium":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-300x85.webp",300,85,true],"large":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1024x289.webp",1024,289,true],"post-thumbnail":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1340x578.webp",1340,578,true],"etherium_post_thumbnail_mobile":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-535x242.webp",535,242,true],"etherium_post_thumbnail_tablet":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-951x430.webp",951,430,true],"etherium_post_thumbnail_full":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1340x578.webp",1340,578,true],"etherium_post_grid_2_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-960x578.webp",960,578,true],"etherium_post_grid_3_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-640x457.webp",640,457,true],"etherium_post_grid_4_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-480x343.webp",480,343,true],"etherium_post_grid_5_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-384x274.webp",384,274,true],"etherium_post_grid_6_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-320x229.webp",320,229,true],"etherium_portfolio_thumbnail":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-650x578.webp",650,578,true],"etherium_portfolio_grid_1_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1340x578.webp",1340,578,true],"etherium_portfolio_grid_2_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-960x578.webp",960,578,true],"etherium_portfolio_grid_3_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-640x578.webp",640,578,true],"etherium_portfolio_grid_4_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-480x480.webp",480,480,true],"etherium_portfolio_grid_5_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-384x384.webp",384,384,true],"etherium_portfolio_grid_6_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-320x320.webp",320,320,true],"etherium_portfolio_masonry_1_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1920x578.webp",1920,578,true],"etherium_portfolio_masonry_2_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-1920x578.webp",1920,578,true],"etherium_portfolio_masonry_3_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-960x578.webp",960,578,true],"etherium_portfolio_masonry_4_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-960x578.webp",960,578,true],"etherium_portfolio_masonry_5_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-768x578.webp",768,578,true],"etherium_portfolio_masonry_6_columns":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-640x578.webp",640,578,true],"etherium_team_thumbnail":["https:\/\/factorit.com\/wp-content\/uploads\/2025\/08\/2149369106-572x456.webp",572,456,true]},"rttpg_author":{"display_name":"Factor-IT","author_link":"https:\/\/factorit.com\/en\/author\/factor-it\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/factorit.com\/en\/category\/sin-categoria\/\" rel=\"category tag\">Sin categor\u00eda<\/a>","rttpg_excerpt":"Explore: Facebook-f Instagram Linkedin What is holding back AI adoption? La banca en Am\u00e9rica Latina vive una transformaci\u00f3n digital acelerada: el 87% de las instituciones aument\u00f3 su inversi\u00f3n tecnol\u00f3gica en 2024 y casi la mitad planea seguir haci\u00e9ndolo en 2025 (fuente: Bloomberg L\u00ednea, con base...","_links":{"self":[{"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/posts\/23632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/comments?post=23632"}],"version-history":[{"count":3,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/posts\/23632\/revisions"}],"predecessor-version":[{"id":24335,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/posts\/23632\/revisions\/24335"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/media\/24235"}],"wp:attachment":[{"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/media?parent=23632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/categories?post=23632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/factorit.com\/en\/wp-json\/wp\/v2\/tags?post=23632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}